Loan Pay Trackerby Playgent
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Terms of Service

Last updated: August 18, 2026

About this application

Loan Pay Tracker ("the application") is a private loan-management tool operated by Pharmie AI Inc. (d/b/a Playgent). It is used by the lender, SANEE LLC, to record loans it has made, track expected payments, and send payment reminders to its borrowers. By using the application you agree to these terms.

Permitted use

  • The application may be used only to manage loans you have actually made and to contact borrowers with whom you have an existing loan agreement.
  • You may only send reminders to borrowers who have opted in through the consent form at the private opt-in link the application generates for that borrower. That web form is the only way consent is given. You must honor opt-out requests.
  • You may not use the application to send marketing, promotional, or unsolicited messages of any kind.

SMS program terms

The application sends transactional loan payment reminder text messages on behalf of the lender, SANEE LLC, to its borrowers — SANEE LLC is the sender of every message:

  • Message frequency varies with your loan schedule and payment status; typically no more than a few messages per month.
  • Message and data rates may apply, depending on your carrier plan.
  • Reply STOP at any time to cancel and receive no further messages. Reply HELP for help, call or text SANEE LLC at (832) 212-2213, or email texas.sachin@gmail.com.
  • Carriers are not liable for delayed or undelivered messages.
  • Consent to receive messages is not a condition of any purchase or of any loan.

Privacy

Data handling is described in our Privacy Policy. Phone numbers are used solely to deliver the reminders described above and are never sold or shared for marketing.

Disclaimer and liability

The application is provided "as is" without warranties of any kind. It is a record-keeping and notification tool; it does not provide legal, financial, or tax advice, and the lender remains solely responsible for the terms, servicing, and lawful collection of its own loans. To the maximum extent permitted by law, Pharmie AI Inc. is not liable for any indirect, incidental, or consequential damages arising from use of the application.

Contact

Questions about these terms: founders@useplaygent.com.